Mortgage Calculator & Pre-Approval | Aldersley Mortgages
Mortgage Tools

Know your numbers before you make your move.

Get a quick estimate of your mortgage payment and affordability, then take the next step when you're ready with a personalized pre-approval.

Before You Start Shopping

The calculator gives you a number. Good advice gives it context.

Use the estimate below as a starting point, not a promise of what you will qualify for. Your actual mortgage options depend on the full financial picture and the lender that best fits it.

Mortgage Calculator

See what the payment could look like.

Change the purchase price, down payment, interest rate and amortization to get a quick estimate.

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Estimated Payment
Approximate monthly mortgage payment
$3,000
This estimate is for illustration only and does not include property taxes, insurance, condo fees or other ownership costs.
Mortgage amount $540,000
Down payment $60,000
Rate 4.49%
Amortization 25 years
Pre-Approval

Ready to move from an estimate to a real plan?

A pre-approval can give you a clearer picture of your borrowing position before you start making offers. It also gives us a chance to look at the details that a calculator cannot.

What we look at together

The goal isn't simply to find a maximum number. It's to understand what makes sense for your situation and compare appropriate options.

1
Income and employment Understand how your income is earned and documented.
2
Debts and monthly obligations Look at the commitments that affect affordability.
3
Down payment and goals Consider the purchase, cash available and what you want your mortgage to accomplish.
4
Lender fit Compare appropriate options rather than assuming one lender is right for everyone.
Let's Talk

Ready to take the next step?

Book a free consultation and we'll look at your goals, timeline, income, down payment and mortgage situation together.

Independent mortgage advice Compare appropriate mortgage options through a broad lender network.
Clearer decisions Understand the numbers and the trade-offs before you commit.
Personal guidance Get help understanding what the numbers mean for your situation.