Brendan Aldersley | Mortgage Agent | Milton, ON
Serving All of Ontario

Ontario Mortgage AgentYour Mortgage.
Your Future.

I take the stress out of mortgage financing. Whether you're buying your first home, renewing, refinancing or investing — I'll compare appropriate mortgage options through a network of 50+ lenders and help you understand the options available to you.

50+

Lender Network

100%

Free Service

7 Days

A Week, Always Reachable

Brendan Aldersley — Mortgage Agent Milton ON
Licensed Agent
FSRA #M26001451
Serving Ontario

Mortgage Guidance Across Ontario

Based in Milton, I work with clients throughout Ontario who want a clearer path to their next property or financing decision. I compare options from a network of 50+ lenders and explain the trade-offs in plain language.

Whether you're planning ahead, preparing an offer, or reviewing an upcoming renewal, we can start with a conversation about your goals, timeline, and financing.

What Clients Get

  • Options from 50+ lenders
  • Clear next steps
  • Guidance from application to closing
  • Options for different situations
  • Help navigating lender requirements
  • A plan before you make an offer
Based in Milton · Serving Ontario
About Me

A Straightforward Approach to Mortgage Advice

Mortgage financing can feel complicated. My job is to make the process clearer, compare the options available to you, and help you make a confident decision.

I take the time to understand your goals, timeline, and financial picture before recommending a path forward. With access to more than 50 lenders, I can compare options instead of being limited to one institution.

Brendan Aldersley Mortgage Agent
Mortgage Agent Level 1, Ontario — FSRA #M26001451
BRX Mortgage Inc. — FSRA Brokerage #13463
Based in Milton, ON — Serving All of Ontario
100% free service — I'm paid by lenders when you close
Book a Free Consultation
The Process

How It Works

Getting approved is simpler than you think. Here's what to expect.

1

Book a Free Call

We start with a no-obligation conversation about your goals, timeline, and financial situation. No paperwork yet — just a conversation.

2

I Shop the Market

I submit your application to the right lenders from my 50+ network, negotiate on your behalf, and present the options that fit your situation.

3

You Get the Keys

Once approved, I guide you through signing and coordinate with your lawyer. You close with confidence knowing you understand the option you chose.

Why Work With Me

The Aldersley Mortgages Difference

Access to 50+ Lenders

I shop your mortgage across major banks, credit unions, and alternative lenders — not just one institution's products.

Free Service

My service costs you nothing. I'm paid by the lender when your mortgage closes — so I always work in your interest.

Fast Pre-Approvals

In today's market speed matters. I work quickly to get you pre-approved so you can make offers with confidence.

Ongoing Support

I'm your mortgage advisor for life — available for renewals, refinances, and every property after this one.

Always Reachable

No 9-5 limitations. I work around your schedule — evenings, weekends, whenever you need me.

Fully Licensed & Regulated

Licensed by FSRA in Ontario under BRX Mortgage Inc. You're protected by the highest Canadian regulatory standards.

Client Reviews

What My Clients Say

Happy with your experience?

I'd love to hear from you. Reviews help other Ontarians find the mortgage guidance they need — and it only takes a minute.

Leave a Review
Ready to Get Started?

Book Your Free Consultation

No pressure and no obligation. Let's talk about what you're trying to accomplish and the financing options worth considering.

Get In Touch

Let's Talk Mortgages

Have a question or want to talk through your options? Send me a message and I'll get back to you within a few hours.

Location

Milton, ON — Serving All of Ontario

Response Time

Within a few hours, 7 days a week

Common Questions

Frequently Asked Questions

How much does it cost to use a mortgage agent?+

My service is completely free to you. I'm compensated by the lender when your mortgage closes — so there's no cost, and no catch. My role is to understand your situation and explain the available options clearly.

What's the difference between a mortgage agent and a bank?+

A bank can only offer their own products. As an independent agent, I have access to 50+ lenders — major banks, credit unions, and alternative lenders — giving you more options to compare and potentially more competitive rates.

How much do I need for a down payment?+

In Canada, the minimum down payment is generally 5% for homes up to $500,000. For homes over $500,000 and under $1.5 million, it's 5% on the first $500,000 and 10% on the portion above $500,000. Homes priced at $1.5 million or more generally require at least 20% down. Other lender and mortgage-insurance requirements may also apply, and I'll help you understand what applies to your situation.

Can I get a mortgage if I'm self-employed?+

Absolutely. Self-employed mortgages are one of my specialties. There are lenders specifically set up for business owners with non-traditional income. The key is knowing which lenders to approach and how to present your application.

When should I start the mortgage process?+

As early as possible. Getting pre-approved before house hunting means you know what you can afford and sellers take your offers seriously. Even if you're 6–12 months away from buying, a call now can help you prepare.

What if my credit score is low?+

Don't panic. A lower credit score doesn't mean you can't get a mortgage — it just means we look at different lenders. I work with B lenders and private lenders for clients who need a path back to prime rates, and I'll help you build a plan to get there.